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$475,000
12 Days On Site

1028 S 4th Street
St. Charles, IL 60174

For Sale|Single Family Residence|Active Under Contract
3
Beds
2
Total Baths
1
Full Bath
1
Partial Bath
1,413
SqFt
$336
/SqFt
1918
Built
County:
Kane
Listing Courtesy of MRED as distributed by MLS Grid of RE/MAX All Pro - St Charles
Call Now: 847.967.0022
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847.967.0022
1028 S 4th Street1028 S 4th Street1028 S 4th Street1028 S 4th Street
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ABSOLUTE PERFECTION NEAR THE HEART OF DOWNTOWN ST. CHARLES! Perfectly set on a quiet, tree-lined street, this meticulously maintained home offers a beautiful blend of timeless character, modern charm, and everyday conveniences. Thoughtfully renovated inside and out in 2006, this home showcases quality materials, rich millwork, refined finishes, and exceptional craftsmanship throughout. A charming front porch welcomes you into an inviting foyer, where a classic oak staircase and a beautifully preserved original newel posts set an elegant, timeless tone. The main level is flooded with natural light, featuring a sun-filled living room with a large picture window and elegant transom details. Gleaming hardwood flooring flows throughout the home, while high ceilings are complemented by elegant 9" baseboards and 4" wide window and door casings, adding beautiful architectural detail. For those who love to host, the open-concept family room flows seamlessly into a gourmet eat-in kitchen, which boasts sleek new quartz countertops, stainless steel appliances, a stylish breakfast bar peninsula, and a sun-drenched dining area with a bay window completes the space. The second floor offers a versatile loft that serves as a perfect reading nook, home office or study, leading to three spacious bedrooms with generous closet space. The updated full adjacent bathroom showcases a new vanity, natural stone tile and a large Jacuzzi soaking tub. For even more room to roam, the English basement provides incredible flexibility for a dedicated home office, an exercise room, or additional recreation space. The outdoor living is just as impressive, featuring a private backyard oasis with a large patio and mature landscaping. The property also includes an oversized, rebuilt detached 2.5-car garage with an 8' overhead door, gas line for a future heater, and an additional parking pad for a third car or trailer with the integrity of a gravel stabilization grid to support heavy loads. Other highlights and home improvements over the years include: Completely renovated down to the studs in 2006, this home was thoughtfully rebuilt with major updates including electrical, plumbing, and mechanical systems - blending classic character with modern functionality. Over the years, additional cosmetic updates have kept the home fresh and inviting, including quartz countertops, stainless steel kitchen appliances, updated bathrooms, lighting, fixtures, windows, paint & much more! Unbeatable, highly sought-after location just blocks from the scenic Fox River and Mount St. Mary Park, you'll enjoy easy access to the Fox River Trails, tennis courts, basketball courts, fishing, and playgrounds. Just minutes from the heart of downtown St. Charles and Geneva, this home places you in the center of vibrant shopping, dining, nightlife, and year-round festivals and events that bring the community to life - from summer concerts and riverfront celebrations to renowned art shows, fall traditions, and magical holiday festivities. Stroll charming streets lined with boutique shops, restaurants, and entertainment, all set along the beautiful Fox River, while also enjoying the convenience of nearby Whole Foods and the METRA station for an effortless commute. Experience the very best of the Fox Valley lifestyle. This one is truly a standout!

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Listing Snapshot
Price 
$475,000
Days On Site 
12 Days
Bedrooms 
3
Inside Area (SqFt) 
1,413 sqft
Total Baths 
2
Full Baths 
1
Partial Baths 
1
Lot Size 
0.163 Acres
Year Built 
1918
MLS® Number 
12620717
Status 
Active Under Contract
Property Tax 
$8,065.98
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Assessor
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS®
a week agoStatus changed to Active Under Contract
2 weeks agoListing first seen on site
General Features
Acres 
0.163
Direction Faces 
West
Garage 
Yes
Garage Spaces 
2.5
Parking 
ConcreteGarage Door OpenerGarageDetached
Parking Spaces 
2.5
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
Water Source 
Public
Interior Features
Appliances 
RangeMicrowaveDishwasherRefrigeratorWasherDryerGas Oven
Basement 
Sump PumpPartially FinishedFullDaylight
Cooling 
Central Air
Flooring 
Hardwood
Heating 
Natural GasForced Air
Interior 
Entrance FoyerHigh Ceilings
Laundry Features 
In UnitSink
Window Features 
ScreensDrapesDouble Pane Windows
Bedroom 2 
Dimensions - 11X11Level - Second
Bedroom 3 
Dimensions - 9X10Level - Second
Bedroom 4 
Dining Room 
Dimensions - 12X13Level - Main
Family Room 
Dimensions - 11X17Level - Main
Foyer 
Dimensions - 6X8Level - Main
Kitchen 
Dimensions - 13X13Level - MainDescription - Eating Area-Breakfast Bar,Eating Area-Table Space,Breakfast Room,Granite Counters,Pantry,Updated Kitchen
Laundry 
Dimensions - 9X12Level - Basement
Living Room 
Dimensions - 11X12Level - Main
Loft 
Dimensions - 9X9Level - Second
Master Bedroom 
Dimensions - 11X11Level - Second
Recreation Room 
Dimensions - 14X24Level - Basement
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Exterior Features
Construction Details 
Vinyl Siding
Patio And Porch 
Patio
Roof 
Asphalt
Windows/Doors 
ScreensDrapesDouble Pane Windows
Community Features
Accessibility Features 
Therapeutic Whirlpool
Community Features 
CurbsSidewalksStreet Lights
MLS Area 
Campton Hills / St. Charles
School District 
St Charles East High School
Township 
St. Charles
Schools
School District
St Charles East High School
Elementary School
Davis Elementary School
Middle School
Thompson Middle School
High School
St Charles East High School
Listing Courtesy of MRED as distributed by MLS Grid of RE/MAX All Pro - St Charles



Based on information submitted to the MLS GRID as of 2026-04-29 10:48 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-04-29 10:48 AM UTC
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Neighborhood & Commute
Source: Walkscore
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