$2,495,000

Exceptional waterfront estate in the prestigious Prairie Lakes community, set on one of Prairie Lakes' most premier lots with stunning lake views, a resort-style pool, and an exceptional walk-out lower level designed for entertaining. Unparalleled in quality and craftsmanship, this brick and stone estate showcases 11,500+ square feet of finished… Read More living space on a professionally landscaped 0.93-acre lot. The grand two-story foyer features a winding staircase and Juliette balcony, while hardwood floors, extensive millwork, soaring ceilings, and luxury finishes extend throughout the entire home. The spectacular two-story living room features expansive windows, a gas log fireplace, and a tray ceiling accented by a dramatic chandelier. The gourmet kitchen, designed for its functionality as well as its beauty, is equipped with high-end stainless steel appliances, white custom cabinetry, granite countertops, a large island with seating, a walk-in pantry, and a balcony. A bright breakfast room opens directly to the screened-in porch and large deck, creating effortless indoor-outdoor living overlooking the lake and beautifully landscaped backyard. A well-appointed butler's pantry and first-floor bar provide a natural connection between the kitchen, living room, and formal dining room, making entertaining seamless. The family room with beamed cathedral ceilings opens to the kitchen, creating an inviting space for everyday living and gathering while providing panoramic views of the striking landscape. A stately two-story office features floor-to-ceiling windows, rich wood-paneled walls, generous built-in cabinetry, and a balcony, creating an inspiring work-from-home environment, while a private first-floor bedroom with a full ensuite bath, walk-in closet, and balcony offers an ideal in-law suite. Completing the main level are two powder rooms, a laundry room, and a mudroom, both with access to the attached four-car garage. The upper level is highlighted by a lavish primary suite with a sitting area, fireplace, morning bar, and private balcony capturing stunning lake views. The spa-inspired ensuite bath features a large walk-through shower, dual vanities, and soaking tub, while the massive walk-in closet offers custom built-ins and a private laundry room. Three additional bedrooms each feature walk-in closets and private ensuite baths, providing space and comfort for family and guests. The finished walk-out lower level is an entertainer's dream, featuring a fully equipped wet bar, dining area, wine cellar, and wood-finished theater room with recliner seating, perfect for hosting large gatherings or enjoying relaxed evenings with family and friends. A sixth bedroom and full bath provide additional accommodations, while a spacious recreation room offers direct walk-out access to the outdoor patio, creating seamless indoor-outdoor entertaining. Outside, experience resort-style living in the private backyard oasis, featuring an in-ground pool with waterfall and fire features, a hot tub, fire pit, and multi-level brick paver patio with ample space for dining and relaxation. The fully fenced yard is surrounded by mature trees, including beautiful willow trees for privacy, while the scenic lake spanning the rear of the property offers peaceful water views and sunrises. Set within highly rated St. Charles School District 303, this home provides convenient access to top-rated dining, shopping, festivals, riverfront trails, parks, and the vibrant atmosphere of downtown St. Charles. This spectacular Prairie Lakes estate offers a lifestyle of luxury, privacy, and connection, where morning walks by the lakes, evening bike rides on the neighborhood paths, and gatherings with family and friends become part of everyday life. Combining the 0.93-acre lot, serene lake views, luxurious pool, and exceptional walk-out entertainment level, this Prairie Lakes estate delivers an unparalleled living experience in one of St Charles' most sought-after communities. Read Less

Courtesy of Coldwell Banker Realty (630) 587-4672

Listing Snapshot

Days Online

Last Updated

Nov 14, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

11,554

Lot Size

0.93 Acres

Year Built

2006

MLS Number

12738624

Additional Details

Appliances & Equipment

Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Cooktop, Oven, Humidifier, Other equipment: Central Vacuum, TV-Cable, Security System, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Radon Mitigation System, Generator, Multiple Water Heaters, Water Heater-Gas

Basement

Finished, Exterior Entry, Rec/Family Area, Sleeping Area, Storage Space, Full, Walk-Out Access

Building

Built in 2006, Living area: 11554, Construction Materials: Brick, Frame, Stone

Community

Lake, Curbs, Sidewalks, Street Lights, Street Paved

Cooling

Central Air

Exterior Features

Patio/Porch Features: Deck, Screened, Patio, Balcony, Hot Tub, Fire Pit, Lighting

Fence

Fenced

Fireplaces

4 fireplaces, Gas Log

Floors

Hardwood

Foundation

Concrete Perimeter

Garage

4 spaces

Heating

Natural Gas, Forced Air

Home Owner's Association

Association Fee: $2,044, Fee Frequency: Annually, Fee Includes: Insurance

Interior Features

Vaulted Ceiling(s), Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Beamed Ceilings, Open Floorplan, Special Millwork, Granite Counters, Separate Dining Room, Pantry

Laundry

Main Level, Upper Level, In Unit, Multiple Locations, Sink

Lot

0.93 acres, Dimensions: 130 X 255 X 207 X 255, Landscaped, Mature Trees

Parking

4 total parking spaces, Brick Driveway, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Pool

In Ground

Property

Water

Roof

Asphalt

Sewer

Public Sewer

Taxes

Additional parcels description:, Parcel Number: 0813453005, Annual Amount: $35,982.4, Year: 2025

Utilities

Water Source: Public, Circuit Breakers

Water Features

Pond

Windows

Skylight(s)

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