Many buyers in the Chicago Suburbs real estate market are actively seeking homes without a homeowners association. While HOAs can offer amenities and structure, they also come with rules, restrictions, and monthly fees. For buyers who value independence, privacy, and flexibility, non HOA communities throughout Lake and Cook County, IL offer exceptional opportunities.

If you are searching in Hawthorn Woods, Long Grove, Lake Zurich, Barrington, Mundelein, Volo, or Buffalo Grove, you will find many subdivisions and neighborhoods that provide spacious lots, custom homes, and complete freedom from HOA oversight. This guide highlights the top communities in Lake County that do not have an HOA, including detailed areas within Hawthorn Woods, where many neighborhoods do have HOAs but several do not.

Why Buyers Prefer Non HOA Communities

Homes without an HOA continue to grow in popularity because they offer:

• No monthly dues

• Freedom to landscape, remodel, or expand without approval

• Fewer rules governing exterior appearance and property usage

• More privacy and personal control

• Minimal restrictions on vehicles, pets, and outdoor structures

For many luxury buyers in Lake and Cook County, IL, the ability to personalize a property is just as important as the home itself.

Top Non HOA Communities in Lake County

Below are the standout neighborhoods and areas where buyers can enjoy the benefits of non HOA living.

1. Hawthorn Woods (Many NO HOA subdivisions)

Although areas like Hawthorn Woods Country Club operate under an HOA, large portions of Hawthorn Woods do NOT. Many established neighborhoods and custom home communities here provide large lots, wooded settings, and full autonomy.

Non HOA Subdivisions and Areas in Hawthorn Woods:

• Rambling Hills East and Rambling Hills West

• Bridlewoods

• Brierwoods Estates

• Hawthorn Knolls

• Countryside Meadows

• White Birch Lakes

• White Birch Meadows

• Indian Creek Country Estates

• Woodland Estates

• Pheasant Ridge Estates

• Glennshire

• Lakewood Estates of Hawthorn Woods

These neighborhoods offer privacy, acreage, and the flexibility luxury buyers desire.

2. Long Grove (Primarily Non HOA)

Long Grove is one of the most popular communities in Lake County for buyers seeking properties without HOA restrictions. The area is known for rural charm, historic character, and expansive custom estates.

Notable Non HOA Areas of Long Grove:

• Historical District of Long Grove

• Stonehaven

• Bridle Path Estates

• Country Club Estates (non governing)

• Brookside

• Oak Hills Estates

Long Grove’s large parcels and scenic landscapes make it ideal for buyers who value privacy and individuality.

3. Barrington and North Barrington

The Barrington region is filled with luxury homes on acre lots, many of which fall outside HOA governance. These areas offer wooded surroundings, custom architecture, and the feel of a private estate.

Non HOA Neighborhoods in the Barrington Area:

• Barrington Oaks

• Barrington Trails

• Tall Trees of Barrington

• Lakeview of North Barrington

• Biltmore Farms sections not under HOA

• Fallbrook

The Barrington area is a top choice for buyers wanting rural style luxury living without HOA restrictions.

4. Lake Zurich

Lake Zurich includes several non HOA neighborhoods, especially in established areas near the lake and throughout older residential sections.

Common Non HOA Areas in Lake Zurich:

• Old Mill Grove (majority non HOA)

• Cedar Creek areas not under HOA

• Echo Lake neighborhoods

• Forest Lake community areas without associations

These non HOA sections offer generous yards and flexible home design possibilities.

5. Mundelein

Mundelein has a mix of new and established neighborhoods, many of which do NOT require HOA membership.

Non HOA Communities in Mundelein:

• Loch Lomond (private lake community, but no HOA)

• Tullamore

• West Shore Park

• Olympia Fields area

These communities offer affordability, variety, and freedom for personalization.

6. Volo

Volo continues to attract buyers seeking open land and a quiet pace of life. Several pockets remain HOA free.

Non HOA Zones in Volo:

• Older rural Volo neighborhoods

• Properties along Nippersink Road

• Open acreage parcels throughout western Volo

These areas offer a peaceful and flexible lifestyle near the conveniences of the Chicago Suburbs.

7. Buffalo Grove

While some subdivisions include HOAs, many well established neighborhoods remain outside association control.

Non HOA Neighborhoods in Buffalo Grove:

• Old Farm Village areas without HOA governance

• Buffalo Grove Estates

• Hidden Lake Estates (non governing sections)

• Mill Creek subdivisions without oversight

Buffalo Grove’s strong schools and convenient location make these non HOA pockets especially desirable.

Final Thoughts

Finding a home without an HOA in Lake County, IL is easier than most buyers expect. Whether you are looking for creative freedom, privacy, or simply a lifestyle without monthly dues, non HOA communities in Hawthorn Woods, Long Grove, Lake Zurich, Barrington, Mundelein, Volo, and Buffalo Grove offer exceptional opportunities across a wide range of price points.

These communities give homeowners the independence they want while still being part of the vibrant and sought after Chicago Suburbs real estate market.