Now that all the excitement of the holidays are over, it’s time to stop and take stock…. literally.
Having a home inventory can help make a claim if disaster ever strikes for you and your family. Hopefully you will never have to use it, but it’s always wisest to be prepared just in case.
What if the worse happens? You will need to call your homeowner’s insurance and file a claim. While they are there to help, you will have the task of proving what you own if you want to collect on that claim.
Especially in the time of crisis, will you be able to remember everything you own? Most people who have been through this find that they can’t remember everything and it’s the little things that you will forget and miss the most.
Having a pre-established home inventory will take the headache out of that task – leaving you to focus on more important things. Be sure to download your free printable pdf of our Inventory Checklist here for a place to start.
Don’t forget that taking pictures of your items and gathering receipts can help to prove ownership as well. Keep your photos, receipts and your inventory in a safe place such as a fire proof safe, on a remote computer or anywhere else that they cannot be destroyed.
There are limitations on how much your home insurance policy will cover for specific items. After cataloging your household belongings, be sure to contact your home insurance agent and see if you have enough coverage for all of your things. For more tips and hints on protecting your biggest investment, call Helen today at 847.967.0022 or email [email protected].